Flexible Financing

Payment Plans

Take the couch home
today.

Approval takes minutes and it doesn't hinge on perfect credit. Pay it off early and the fee can be as low as $39 — total.

Text 336-255-1301 to apply

We reply during business hours. No obligation to buy.

  1. STEP ONE

    Text us

    Send us a message. We'll send back one application link — not three.

  2. STEP TWO

    Get your number

    You'll know your approval amount in a few minutes. Most people are approved.

  3. STEP THREE

    Pick your couch

    Come sit on it, choose your plan, and take it home. Delivery available same or next day.

Three ways to pay

Pick the one that fits your paycheck.

You don't have to figure out which lender to use. Tell us what matters most and we'll match you.

Lowest total cost

The 100-Day

For anyone who can clear it in about three months. The cheapest way to do this, full stop.

A $1,500 sectional costs you$1,539

Pay it off within
100 days
Total fee
$39
Powered by Snap
Easiest approval

The Fresh Start

For rocky credit, thin credit, or a past that isn't your fault. The most likely yes.

A $1,500 sectional costs you$1,600

Pay it off within
90 days
Total fee
$100
Powered by Acima
Most breathing room

The Long Haul

For the longest payoff window, or spreading it over as long as 24 months.

A $1,500 sectional costs you$1,600

Pay it off within
120 days
Total fee
$100
Powered by Koalafi

The fee isn't extra money out of pocket. Your first payment goes straight toward it, so there's nothing separate to bring to the counter. Pay the balance off inside the window above and the total you see is the total you pay — that's it. These are lease-to-own plans, not credit cards, so if you ride the lease all the way out instead (12 to 24 months, depending on the plan) the total goes up. Pay it off early when you can. We'll show you your exact numbers before you sign anything.

One text. A few minutes. Then it's yours.

Send us a message and we'll tell you what you're approved for before you drive out here.

Text 336-255-1301 to apply

556 Arbor Hill Rd, Suite J · Kernersville, NC

Before you apply

Do I need good credit?

No. These are lease-to-own plans, and approval looks at more than a credit score. If one option doesn't work out, we'll try another — that's why we'd rather you text us than guess on your own.

What do I need to apply?

A valid ID, a steady source of income, and an active checking account. That's usually it.

How much do I have to bring today?

Just your first payment. It counts toward the fee, so there's nothing extra to bring. You walk out with the furniture the same day.

What if I pay it off early?

That's the goal, and it's why we lead with it. Hit the window on your plan and you pay the sticker price plus the fees listed above — nothing more. Snap has no payoff fee at all.

Can I use a plan on anything in the showroom?

Yes, including custom orders from the catalog. Come sit on it, then make it yours.